We Did The Research For You
When it comes to choosing the best place to retire, you’ll need to consider four main features: affordability, activities, quality of life, and healthcare. Luckily, we have the happiness index to help us, and we’ve gone through it to get all the info you need to pick the perfect place for retirement bliss.
Trenton, New Jersey
Population: 384,951
Percentage of population 65+: 15.3%
Median monthly mortgage: $1,363
Median monthly rent: $1,361
Welcome to Trenton, the capital city of New Jersey. Whether you're a retiree seeking leisurely strolls or an adventurer ready to hit the water, Trenton has something for everyone.
Famartin, CC BY-SA 4.0, Wikimedia Commons
Trenton, New Jersey (cont’d)
With easy access to New York City and the sunny shores of Atlantic City, you'll never be far from excitement. Plus, Trenton's job market has a #8 ranking on the happiness index, meaning retirees have lots of opportunities for part-time or seasonal work to boost their savings.
FotosForTheFuture, Shutterstock
Toldeo, Ohio
Population: 646,330
Percentage of population 65+: 16.8%
Median monthly mortgage: $795
Median monthly rent: $809
Retirees love Toledo for its mix of affordability, culture, and outdoor adventures. Ranking at an impressive #9 for housing affordability, Toledo has low rent and mortgage costs, making it an ideal place to settle down.
Seasurfer, CC BY-SA 4.0, Wikimedia Commons
Toledo, Ohio (cont’d)
Affectionately called the "Glass City" for its history with the glass-making industry, Toledo also has a vibrant cultural scene. Museums like the renowned Toledo Museum of Art showcase top-tier collections, adding to the city's appeal, and many retirees have found that Toledo lives up to its slogan: "You Will Do Better In Toledo".
Sarasota, Florida
Population: 824,160
Percentage of population 65+: 32.2%
Median monthly mortgage: $1,050
Median monthly rent: $1,359
While Sarasota isn't the cheapest place on the list when it comes to housing, this charming community just south of Tampa has become a special place for retirees. When it comes to desirability, people love Sarasota's stunning white-sand beaches, including the renowned Siesta Key Beach, one of several incredible place to go boating and fishing.
Sarasota, Florida (cont’d)
Sarasota's warm climate allows for year-round outdoor activities. Beyond its natural beauty, the city has an amazing culinary scene and lots of places to celebrate the arts and music, including the opera house, live music venues, and performing arts hall. The city also ranks high when it comes to retiree taxes, thanks to Florida's tax-friendly environment.
Cullen Morgan, CC BY 4.0, Wikimedia Commons
Winston-Salem, North Carolina
Population: 672,914
Percentage of population 65+: 17.3%
Median monthly mortgage: $841
Median monthly rent: $834
Winston-Salem, affectionately known as Winston among locals, has a #8 ranking because of its incredible housing costs. The town is also home to six colleges and universities, giving it an energetic feel. There's also lots of live performances, thanks to the University of North Carolina School of the Arts.
Winston-Salem, North Carolina (cont’d)
Those who like museums and art can find their happy place at the Southeastern Center for Contemporary Art, while those who like the great outdoors can explore scenic hiking trails to state parks. The Quarry at Grant Park is said to be a particularly stunning overlook.
Green Bay, Wisconsin
Population: 326,590
Percentage of population 65+: 16%
Median monthly mortgage: $865
Median monthly rent: $851
Green Bay holds a special place in the hearts of football fans worldwide as the proud home of the legendary Green Bay Packers. But beyond the gridiron, Green Bay has lots of other outdoor activities for retirees. From tranquil walking and jogging trails to thrilling skiing and snowshoeing adventures, the area's trails offer year-round fun.
Chris Rand, CC BY-SA 4.0, Wikimedia Commons
Green Bay, Wisconsin (cont’d)
Even when the weather does get a bit choppy, residents can enjoy a sense of peace and safety thanks to the city's low crime rates and excellent air quality. Green Bay also gets high marks for affordability, factoring in both the cost of living and the price of goods and services.
Manchester, New Hampshire
Population: 420,504
Percentage of population 65+: 15.8%
Median monthly mortgage: $1,250
Median monthly rent: $1,305
Situated along the Merrimack River, Manchester is a beautiful city all year-round. And with no sales or earned income taxes it's a top choice for retirees.
Manchester, New Hampshire (cont’d)
With lots of bike lanes and pedestrian-friendly infrastructure, it's easy to explore the city. And if you're ever in town, you'll have to stop by the Manchester Farmers Market, where you can indulge in locally sourced produce. Meanwhile, those seeking a bit more action, can get great discounts on season passes for seniors at McIntyre Ski Area.
FashionStock.com, Shutterstock
Fort Wayne, Indiana
Population: 415,887
Percentage of population 65+: 14.8%
Median monthly mortgage: $706
Median monthly rent: $839
Fort Wayne is a great option for retirees on a budget. The city gets an impressive #7 ranking for affordability, thanks to low housing costs and the overall price of goods and services.
Northeast Indiana Regional Partnership, Flickr
Fort Wayne, Indiana (cont’d)
Summer is a great time in Fort Wayne, with festivals that honor the city's German heritage. There are also lots of cycling and running events for more athletic retirees. And for the baseball fans, Fort Wayne hosts three minor-league teams.
Philadelphia, Pennsylvania
Population: 6,215,222
Percentage of population 65+: 16%
Median monthly mortgage: $1,227
Median monthly rent: $1,230
Welcome to the birthplace of American democracy! Iconic landmarks like Independence Hall, where the Declaration of Independence was signed, are major draws to Philadelphia but it’s not all history—the city is also a hub of arts and outdoor adventures.
Adam Jones, CC BY-SA 2.0, Wikimedia Commons
Philadelphia, Pennsylvania (cont’d)
Beyond its famous cheesesteaks and hoagies, Philadelphia's has a diverse dining scene with any kind of cuisine one could think of. Sports are a major part of the city's identity, with locals cheering on teams like the Eagles, Phillies, Flyers, and 76ers all throughout the year. But in addition to all the action, retirees like the city for its top-notch healthcare and hospitals.
Montgomery County Planning Commission, CC BY-SA 2.0, Wikimedia Commons
Tampa Florida
Population: 3,146,074
Percentage of population 65+: 19.6%
Median monthly mortgage: $1,071
Median monthly rent: $1,230
With its stunning Gulf of Mexico beaches and sunshine all year, Tampa ranks in at #9 for desirability. And retirees love it for its blend of relaxing beach vibes and bustling city energy.
Tampa Florida (cont’d)
Tampa's culinary scene has lots of options for fine dining, and residents can also enjoy e dining the city's many parks. There's even a zoo and an aquarium, with many attractions offering senior discounts.
Ann Arbor, Michigan
Population: 372,428
Percentage of population 65+: 14.1%
Median monthly mortgage: $1,123
Median monthly rent: $1,218
One of the main draws to Ann Arbor is impressive healthcare system, which gives retiree in the city added peace of mind. It's also a charming place to live, with lots of opportunities for retirees to have fun.
Lengau, CC BY-SA 4.0, Wikimedia Commons
Ann Arbor, Michigan (cont’d)
Art and history enthusiasts will find plenty to explore at the University of Michigan's museums, while outdoor enthusiasts can indulge in a variety of activities year-round. From kayaking on the picturesque Huron River in the warmer months to ice skating and snowshoeing in the winter, Ann Arbor offers a diverse array of outdoor experiences for residents to enjoy.
NOAA Great Lakes Environmental Research Laboratory, CC BY-SA 2.0, Wikimedia Commons
Pittsburgh, Pennsylvania
Population: 2,366,544
Percentage of population 65+: 20%
Median monthly mortgage: $870
Median monthly rent: $892
In Pittsburgh, affordability meets quality of life. Retirees benefit from easy access to a top-tier hospital system, contributing to Pittsburgh's #21 ranking for health care.
Pittsburgh, Pennsylvania (cont’d)
With esteemed institutions like the University of Pittsburgh and Carnegie Mellon University, Pittsburgh has a rich academic environment. Retirees can attend classes, concerts, and other events. Sports fans can rally behind the Steelers, Penguins, and Pirates, while outdoor lovers can explore the city's parks and green spaces.
Youngstown, Ohio
Population: 542,459
Percentage of population 65+: 21.2%
Median monthly mortgage: $653
Median monthly rent: $706
Located near the Ohio-Pennsylvania border, Youngstown warmly welcomes visitors with its friendly community atmosphere. And with an impressive ranking for affordability, Youngstown offers retirees the chance to make their retirement dollars stretch further.
Youngstown, Ohio (cont’d)
Retirees can take advantage of senior discounts on golf at Mill Creek MetroParks, a green oasis that spans more than 5,000 acres, complete with bike and hiking trails, golf courses, and beautiful lakes. Meanwhile, the revitalized downtown area beckons with its lively restaurants and captivating galleries.
Daytona Beach, Florida
Population: 662,671
Percentage of population 65+: 25.4%
Median monthly mortgage: $886
Median monthly rent: $1,181
As a beloved tourist hotspot, Daytona Beach's 23 miles of pristine Atlantic Coast beaches offer endless opportunities for relaxation, whether it's lounging with a good book or taking a refreshing swim. Because of this, it's one of the most desirable spots for retirees who are looking to settle down.
Daytona Beach, Florida (cont’d)
Retirees are drawn to Daytona Beach not only for its lively ambiance but also for its favorable tax climate, making it an attractive long-And renowned for its motor sports, the city comes alive with excitement, especially during iconic events like the Daytona 500.
Mutaz Albar, CC BY 3.0, Wikimedia Commons
York, Pennsylvania
Population: 454,605
Percentage of population 65+: 17.5%
Median monthly mortgage: $965
Median monthly rent: $1,025
Retirees are drawn to York, partly due to its easy access to quality health care. York also has a lot of history, with landmarks like the York College of Pennsylvania, established in 1787. It's also the place where Congress adopted the Articles of Confederation in 1778.
Joe Zlomek, CC BY-SA 3.0, Wikimedia Commons
York, Pennsylvania (cont’d)
Locals cherish York's heritage, evident in the beautifully restored historic buildings throughout the city. Throughout the year, York comes alive with seasonal events, including the renowned York Fair, a tradition dating back to 1765.
New York City, New York
Population: 20,968,258
Percentage of population 65+: 15.9%
Median monthly mortgage: $1,762
Median monthly rent: $1,574
This one might come as a surprise but it’s true: New York is a great place for retirees. Here, there's never a shortage of activities to keep residents entertained, from world-class theaters to acclaimed restaurants and museums.
New York City, New York (cont’d)
With three hospitals on the U.S. News Best Hospitals Honor Roll, retirees can find specialists to suit all their medical requirements. Despite its reputation for high living costs, New York City has a high desirability ranking and there are lots of opportunities for part-time work if retirees want to earn some extra cash.
Allentown, Pennsylvania
Population: 857,997
Percentage of population 65+: 18%
Median monthly mortgage: $1,038
Median monthly rent: $1,141
Located 90 miles from New York City and 60 miles from Philadelphia, Allentown offers the convenience of easy access to these major cities without the high housing costs. And despite being the third-largest metro area in Pennsylvania, Allentown maintains the charm of a smaller town, with many historic homes adding to its character.
Atwngirl, CC BY-SA 4.0, Wikimedia Commons
Allentown, Pennsylvania (cont’d)
While winters in Allentown can be chilly, they provide a paradise for avid skiers. For those who prefer more leisurely activities, the city has lots of hiking trails for walking or running. The city also very family-friendly, with lots of family-centered attractions such as the Da Vinci Science Center and the America On Wheels Museum.
CyberXRef, CC BY-SA 3.0 , Wikimedia Commons
Scranton, Pennsylvania
Population: 566,743
Percentage of population 65+: 19.7%
Median monthly mortgage: $783
Median monthly rent: $834
Located just two hours from both New York City and Philadelphia, Scranton offers retirees the best of both worlds: proximity to major cities paired with the charm of a small community, affordable housing, and low crime rates. With a respectable #14 ranking for access to good health care, retirees can rest assured knowing their medical needs are well-handled.
Scranton, Pennsylvania (cont’d)
History buffs will delight in visiting the Lackawanna County Courthouse, a National Register of Historic Places landmark. And retirees will find themselves in good company, as nearly 20% of the population is aged 65 or older. For outdoor enthusiasts, Scranton offers a variety of activities, from morning jogs or strolls along the Lackawanna Heritage Trail to picnics at Sturgis Park or nature walks along the Davis Trail at Nay Aug Park.
Bestbudbrian, CC BY-SA 4.0, Wikimedia Commons
Lancaster, Pennsylvania
Population: 550,480
Percentage of population 65+: 18%
Median monthly mortgage: $1,000
Median monthly rent: $1,114
Despite dropping two spots from its previous ranking, Lancaster remains highly esteemed as a retirement destination. Known for its exceptional health care for seniors, low taxes, and overall happiness of its residents, Lancaster continues to attract retirees who want a fulfilling lifestyle.
Randolph Carney, CC BY-SA 3.0, Wikimedia Commons
Lancaster, Pennsylvania (cont’d)
Outdoor enthusiasts will find plenty to explore in Lancaster, from scenic hiking trails to engaging water sports. Meanwhile, the city's food scene, with its eclectic array of cuisines and trendy eateries in renovated warehouses and buildings, adds to its allure.
Reading, Pennsylvania
Population: 426,967
Percentage of population 65+: 17.1%
Median monthly mortgage: $972
Median monthly rent: $985
Located in southeastern Pennsylvania, Reading has quickly become one of the best places to retire. Retirees are drawn to the city for its exceptional health care, ranked at #6, and its convenient proximity to Philadelphia, just 90 minutes away by car.
BoringHistoryGuy, Wikimedia Commons
Reading, Pennsylvania (cont’d)
Beyond its practical appeal, Reading boasts charm and affordability, complemented by its diverse community. Retirees will discover a tons of unique activities to enjoy, including a visit to the iconic Reading Pagoda, a historic landmark dating back to 1908.
Harrisburg, Pennsylvania
Population: 587,411
Percentage of population 65+: 17.7%
Median monthly mortgage: $945
Median monthly rent: $1,019
Harrisburg, the vibrant state capital of Pennsylvania, has claimed the top spot on our list for retirees. That's all thanks to the city's high rankings for senior health care (#10) and resident happiness (#15). Retirees are also drawn to Harrisburg for its low taxes.
Harrisburg, Pennsylvania (cont’d)
Located along the scenic Susquehanna River, Harrisburg's Riverfront Park offers a picturesque setting, with endless opportunities for running, biking, and leisurely strolls. Nearby state forests provide further avenues for exploration. Additionally, Harrisburg's strategic location within easy driving distance of major metro areas like New York, Philadelphia, Baltimore, and Washington, D.C., adds to its allure for retirees.
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